Need Help with Down Payment? We Offer Affordable Lending Solutions

Special Purpose Credit Program (SPCP)

We offer HomeReady First! Eligible borrowers will receive up to $6,000 in down payment/closing cost assistance, a $500 credit on the cost of an appraisal, and a $500 credit toward the cost of a home warranty.

• At least one borrower must be a first-time home buyer and currently reside in an eligible MSA. No occupying borrowers may own additional financed real estate at the time of loan closing.

• The loan program must be HomeReady.

• Loans with qualifying income of:

• ≤ 100% of the AMI will receive $6,000 in grants.

• > 100% - 140% of the AMI will receive $3,000 in grants.

• DU feedback approval with HomeReady First feature code must be received.

Affordable Lending Products Offered

Freddie Mac's Home Possible and Fannie Mae's HomeReady.

• Minimum FICO of 680. Oualifying income limits apply (80% of the Area Median Income).

• 3% minimum down payments with flexible sources of funds. Great for First-Time Home Buyers, move-up customers, or retirees.

Give your dream of home ownership a chance to become reality. Contact us today!